Khaled Al-Gazawi is the Chief Executive Officer of the First Microfinance Foundation
– Egypt (FMF-E). Mr. Khaled has more than 11 years of experience in micro-finance,
plus an extensive experience in banking, marketing, and business consultancy. Prior
to joining FMF-E, Mr. Khaled served as the director of operations at Quality Finance
International (QFI). Earlier in his career, he worked for FINCA International, in
the capacity of the Greater Middle East Program Manager. He also founded and served
as the CEO of the Jordan Micro Credit Company (Tamweelcom), the leading Jordanian
Microfinance institution in Jordan. Prior to Tamweelcom, Mr. Khaled was the Director
of Operations at CHF International in Jordan. Mr. Khaled is a certified Trainer
in various fields of microfinance, such as business planning, delinquency management,
interest rate setting, accounting, operational risks management and financial analysis.
Khaled holds a PhD. degree in International Management from the University of Phoenix,
and an MBA from the Yarmouk University in Jordan. He is fluent in Arabic and English.
Ms. Btissam joined MicroRate in 2009 as a bilingual rating analyst, she has more
than 2 years experience in Microfinance working for a leading Moroccan MFI. She
has conducted 10 performance and social ratings. She is in charge of MicroRate’s
Operations in the MENA region.
Dominique Villeneuve is the PlaNet Finance Advisory Services expert. He is in charge
of linking microfinance to national posts in order to promote financial inclusion.
In 2009 he managed a research project on migrants’ expectations in terms of money
transfers in the Euro-Mediterranean area with interviews of migrants in France,
Italy & Spain and he is currently working on the formalization of the comparison
of the different postal financial services models.
Mohammed Al-LAI joined Al-Amal Microfinance Bank in 2007 as Vice Chairman. He was
Responsible for the establishment of the Bank as the first microfinance bank in
the region. Before joining Al-Amal Microfinance Bank , He worked as Head of Small
and Micro Enterprise Development Unit (SMED) at the Social Fund for Development-Yemen.
He later became Deputy Governor for the Central Bank of Yemen on the banking supervision
sector. He is now the CEO of Al-Amal Microfinance Bank .Mr. Al-Lai holds various
board positions. He is Chairman of the board of the Yemen Microfinance network (YMN),
and the acting board chairman of the Aden Microfinance Foundation. He also was a
Member of the Board of Directors of Al-Awa’el Microfinance Company, the first microfinance
company in Yemen. Mr. Allai has been closely associated with institutions that have
played pioneering roles in microfinance locally and internationally. He has played
a significant role in bringing the Yemeni Microfinance law to existence and on the
establishment of the Yemen Microfinance Network (YMN). He attended and was a speaker
on a number of local, regional and International Conferences, summits and seminars.
Mr. Allai holds a master degree in International Banking and Finance from the John
Moores University- Liverpool, UK.
Ashraf Nassif Used to work for the development projects of the Egyptian-German Technical
Cooperation, carried out by GTZ for six years. In 2004, he joined the Aga Khan Trust
for Culture (AKTC) in Egypt where he managed the micro-credit program and in 2005
spearheaded the successful transfer of operations form AKTC to the Aga Khan Agency
for Microfinance (AKAM) where he established and managed First Microfinance Foundation
– Egypt. Asharf is currently the COO of First Microfinance Institution – Syria (the
first regulated Social Financial Institution in the region.
Sherif Battisha is currently the Vice Chairman (Relations & External Affairs) and
board member of Egypt Post. From October 2005 to August 2006 he occupied the position
of Egypt Post Vice Chairman (Operations & Maintenance). From September 2000 to October
2005 he worked with The Ministry of Communications and Information Technology (MCIT)
as the Trade Development Program Manager and Projects Manager (Trade & Industry
Sectors). He was also appointed as the director of Trade Information Center from
Nov.2001 to May 2003. Prior to Joining MCIT, Dr. Battisha was the area manager of
MANCREW (1998-2000). He was also Head of Teaching Staff Affairs, Military Technical
College (1998-1997), Chairman of Electrical Engineering Branch (1997-1998), Head
of Aircraft Electronics Department (1996-1997), and Head of Training & Education
Affair (1993-1996). Dr. Battisha took part in MCIT e-Business and e-Government workgroups,
the committee on drafting electronic signature and e-commerce. He is x-chairman
of the Egyptian Company for Electronic Services (ECES) and board member of many
companies. He is a member in the Society of Future Engineers, Egyptian Association
for Design & Technology Development and Arab Management Association. Dr. Battisha
received a B.Sc. in Aircraft Electronic Engineering (Distinction with honor), Diploma
in Control Engineering and an M.Sc. in Digital Control from Military Technical College
(Egypt – 1972, 74 & 76), and a Ph.D. in Automation & Information Engineering from
University of Paris XI –Orsay (France – 1981). He held research positions at UMIST
(England), ESE (France) and other prestigious research centers and institutes.